Insurance Commissioner Ricardo Lara announced on Thursday additional communities that will be protected under Senate Bill 824 from residential insurance cancelations and nonrenewals for one year in wildfire-impacted areas.  Commissioner Lara authored SB 824 in 2018 while he was still a member of the California State Senate.  Under SB 824, the Commissioner may prohibit insurers from canceling or nonrenewing homeowners policies for a full calendar year in areas that have had a state of emergency declared due to a high severity wildfire.  Due to the catastrophic nature of 2020’s wildfire season, large portions of California have been severely impacted by wildfires and can be offered protection from policy nonrenewals under SB 824.  This week’s moratorium is in addition to a number of communities protected under SB 824 in early November. 

The Commissioner’s Bulletin which contains all of the zip codes protected under the moratorium can be viewed on the Department of Insurance’s website here.